Being involved in a motor vehicle collision is overwhelming, but when an Uber or Lyft is involved, the situation becomes significantly more complex. In California, the high volume of rideshare vehicles means these types of car accidents are frequent, yet many victims unintentionally jeopardize their claims in the minutes and days following the crash.
At Effres & Effres, we understand the physical and emotional toll an accident takes on you. While your focus should be on healing, avoiding these common pitfalls can ensure your rights remain protected throughout the legal process.
1. Failing to Report the Accident Immediately
One of the most significant mistakes is leaving the scene without a formal record. Even if the driver asks to handle it "off the books" or claims the damage is minor, you must:
Call the police: A police report is an objective piece of evidence that insurance companies rely on.
Report it through the app: Both Uber and Lyft have internal reporting features. This creates a digital timestamp and confirms the driver’s "period" of operation (whether they were on a trip or awaiting a request).
2. Admitting Fault or Giving a Recorded Statement
In the heat of the moment, it is natural to say "I’m sorry" or "I didn't see you." However, in the legal world, these gestures of politeness can be twisted into admissions of liability.
Furthermore, insurance adjusters from the rideshare company may call you shortly after the accident. They often seem helpful and compassionate, but their primary goal is to protect their bottom line. Never provide a recorded statement without consulting an attorney first. Anything you say can—and likely will—be used to reduce the value of your claim.
3. Neglecting to Capture Evidence at the Scene
Because rideshare cases involve "layered" insurance policies, documentation is everything. If you are physically able, try to gather:
The driver's name and contact information.
Photos of the vehicle damage, license plates, and the surrounding intersection.
Screenshots of your rideshare app showing your ride status and the driver’s profile.
Contact information from any witnesses who saw the collision occur.
4. Delaying Medical Treatment
In California, insurance companies often argue that if you didn't see a doctor right away, you weren't truly injured. Adrenaline can mask pain from whiplash, internal bruising, or concussions. Visiting a healthcare professional immediately establishes a medical link between the accident and your injuries, which is vital for your recovery and your case.
5. Managing the Claim Without Legal Expertise
Rideshare companies are backed by massive legal teams and high-limit insurance policies. Navigating the "Three Periods" of rideshare insurance—which dictate whether a $1 million policy or a smaller personal policy applies—is a task for an expert. Attempting to negotiate alone often results in a settlement that covers your immediate bills but ignores long-term therapy, lost future wages, or emotional distress.
Partner With an Advocate Who Cares
The path to recovery should be paved with support, not stress. At Effres & Effres, we provide the legal guidance you need with the compassion you deserve. We are well-versed in California’s specific rideshare regulations and are committed to holding the responsible parties accountable.
If you’ve been injured in a car accident, don't let a simple mistake derail your future. Contact Effres & Effres today at (818) 222-9720 for a free consultation. Let us handle the legal burden so you can focus on getting back on your feet.