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Insurance Bad Faith

Agoura Hills Insurance Bad Faith Lawyer

Supporting Clients through Complex Cases in Los Angeles

You don’t expect your insurance company to give you a lowball offer, deny your claim, or delay damages when you need compensation after an accident. However, insurance companies are often guilty of such practices for the sole purpose of reducing the amount that they are obligated to pay you after you’ve been injured.

If you are currently having trouble recovering compensation from your insurer in Los Angeles, discuss your legal options with an insurance bad faith attorney at Effres & Effres today.

Insurance Company Bad Faith

When you purchase a policy from an insurance company or agent, the company is required to uphold the terms of the policy in good faith. The insurance policy is a contract: the company is supposed to provide you the coverage that you have signed up for in exchange for payment of regular premiums.

It’s a fairly straightforward agreement, but very often insurance companies backtrack when it comes to honoring their end of the deal.

Here are just some ways in which your insurer might attempt to save company money:

  • The company may delay your valid claim.
  • The company may deny your valid claim altogether.
  • The company may make you a lowball offer that does not cover your damages.
  • The company fails to respond instantly to your claim.
  • The company also fails to provide you the reasons for all of these actions.

Insurer breach of contract can put a policyholder through tremendous stress. Whatever the type of insurance that you purchased – life insurance, homeowners insurance, auto insurance, disability insurance or any other type of coverage – the company is required to stick to the terms of the agreement and pay out a legal and valid claim according to the terms of your policy. Whether your insurance company is currently denying your claim or making a lowball offer, you have legal options for recovery.

We Are on Your Side

If you’re currently having trouble recovering compensation from your insurance company, discuss your next course of action with a Los Angeles insurance bad faith lawyer at Effres & Effres. A claim can help you recover financial damages, not only for breach of contract, but also for emotional distress. We offer our services for residents throughout Southern California, including Los Angeles, Orange County, Riverside, San Bernardino, San Diego, Ventura, and all surrounding counties.

For help filing a claim, call (818) 222-9720 and schedule a consultation with a lawyer at our firm.

  • $11,250,000 Motorcycle Accident
  • $10,000,000 Airplane Crash
  • $9,500,000 Premises Liability

    Our Clients' Success Stories

    • "I’m thankful to your professional service and advice."
      Dear Mr. Effres: I’m thankful to your professional service and advice. And I will be very proud of myself that I have your name-card in my rolodex. Sincerely by J. D.
      - J.D.
    • "I truly appreciate all the time, energy and patience you devoted to my case."
      Dear Mr. Effres, I’d just like to thank you for all you did for me. I truly appreciate all the time, energy and patience you devoted to my case. Sincere thanks by B. B.
      - B.B.
    • "Everyone in the office was always pleasant and helpful."
      Dear Mr. Effres and Office, It has been almost a year since we accepted the settlement for Jonathan and we wanted to thank you all for your help. We will not forget the empathy you showed us during the stressful time we were going through as a result of Jonathan’s injury. Everyone in the office was always pleasant and helpful. We also recognize the thoroughness with which our case was prepared should it have gone to trial. We won’t hesitate to refer you to our friends should they need an attorney. Jonathan is starting kindergarten next week and has a full-time mom now (since February)! We are all enjoying our new house. Wishing you all the best
      - M,D & J
    • "We will recommend you and your firm without reservation."
      Dear Steve, With our case now settled, we wanted to reach out to thank you, Justin and the entire team for your representation of our daughter. It was clear to us that your professionalism, expertise and advocacy of our family’s interests made the entire process run smoothly. We specifically appreciate how well you interacted with our daughter. After we hung up with you on speaker phone leaving the courthouse that last day she said “I like him” in a very childlike, affectionate tone. We also wanted you to know that our decision to settle did not come easily. In the end, we believe the decision was in our daughter’s best interest. We know you worked hard to prepare a strong case and do regret not having the opportunity to see that through. Lastly, on a personal note, we wanted to compliment you on Justin. He is a truly impressive young man; intelligent, polite and very good natured. Just a couple of comments Steve made in the days leading up to our daughter’s trial as we got to know Justin better. To our daughter; “You can tell a lot about a man by seeing how his children behave; Mr. Effres seems like a really good man.” To S: “If you have a son, he (Justin) is what you want him to be like; if you have a daughter, he’s the kind of guy you’d like her to end up with.” Anyway, I’m sure you don’t need to hear it from us, but you and your wife must be very proud of your sons. I hope this doesn’t sound hollow, because it is most definitely not, but please keep in touch and let us know if there is ever anything we can do for you. If we ever come across a friend who is in need of representation, we will recommend you and your firm without reservation. Thanks again and best wishes by S, S, and M
      - S, S & M

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