If your insurance company is acting in bad faith, and refusing to investigate your claim, or refusing to give you the reason for valuing your claim so low, it is said to be acting in bad faith. There are steps that you can take to protect your rights. However, it is important to let the insurance company know that you believe that it is acting in bad faith. You can do that by sending the company a demand letter.
This demand letter will clearly intimate to the insurance company that you believe that it is acting in bad faith through the practices that it has used in connection with the processing of your claim. If the company has failed to investigate your claim thoroughly, you will inform the company about this in the demand letter. If you believe that the insurance adjuster has not provided a valid reason for the denial of your claim, or for the low settlement value that the company is offering you, then you can mention this in the letter.
Broadly, sending a demand letter is the first step that you will take towards protecting your rights in an insurance bad faith case. For help writing a demand letter, speak to a Los Angeles insurance bad faith lawyer. To understand your rights to optimum insurance protection, and what you can do when you’re being stonewalled by the insurance company, schedule a consultation with a Los Angeles insurance bad faith lawyer.